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Retirement Account Financing


Requires movement/change of custodian. We do not loan against or use a 401K or Stock as collateral. 401K funding is for rolling over a non-contributing, qualifying account that allows for cash out not to exceed half or 50K whichever is lower. Part 2 of the 401K platform (if client chooses to) structures a self-directing IRA for the remaining funds.


  • Once reviewed a consult call will be scheduled between the client and the direct processor.
  • To expedite the process we request these documents are separated and in PDF format

Once legible and completed documents are received the file is reviewed by a Finance officer and you will be contacted within 24 hours to discuss findings and all options available to client.

Additional Notes:

  • These products are more of a service for our clients that we have extended to our Direct Funding clients.
  • Most if not all specific questions will be discussed in the scheduled consult.
  • Qualified Requirements: Previous 401K or IRA
  • Loan Amounts: 50% of current retirement account with the possibility of accessing more.
  • Term: 5 years
  • Rates 5.25% (Prime + 2) + $1995 rolled in lender fee.
  • Credit Requirements: None
  • Details: No penalties for account roll-over
  • Deal Submission requirements: Copy of relevant retirement account statement.


About Cenric Group

Our experienced contract buyers are experts in the purchase of all types of consumer installment contracts. If you're in the need of a LUMP SUM CASH OUT of any cash flow contract, contact us TODAY for a no-obligation consultation and confidential note or note portfolio quote.

Contact Information

Cenric Group

332 South Michigan Avenue
Suite 1032-C287
Chicago, IL 60604

Toll Free: 800-526-8441
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.


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